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Commercial Property & Casualty |
EPLI Cover Needed Now More Than Ever
National Underwriter Company
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Many institutions in both the public and private sectors have taken steps during the past couple of decades to promote a workplace that is free of sexual harassment. These efforts represent a wide variety of actions—from staff training, to policy change, to outright cultural change.
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Employee Benefits |
Medicare Part D Notice of Creditable Coverage Requirements
Mesirow Financial
Employee Benefits Legislative Update
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In order to comply with Medicare Part D regulations overseen by the Centers for Medicare & Medicaid Services (CMS), most employers sponsoring group health plans that offer prescription drug coverage must provide notice of “creditable coverage” to CMS. To be creditable, coverage must equal or exceed the actuarial value of defined standard prescription drug coverage under CMS guidelines. If you offer multiple prescription drug options, creditable status must be determined for each option.
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Life and Disability |
Home Is Favored For Long Term Care
National Underwriter Company
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Nearly 3 times more people are receiving long term care at home rather than in a residential facility, a new study concludes.
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Personal Insurance |
Parents Should Counsel Teens: No Texting While Driving
Insurance Information Institute
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One in four American teenagers say they have texted while driving, and almost half say they have been a passenger while a driver was texting behind the wheel.
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Construction and Safety |
Inadequate Certificate of Merit Results in Dismissal of Negligence Count in Complaint against Architect
ConstructionRisk.com
J. Kent Holland, Esq.
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Where a condominium owners association sued an architect, the certificate of merit that was filed with the suit failed to meet the statutory requirements for the certificate.
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